In Europe we insist mainly on avoiding fire with furniture that resist fire and houses are built in concrete.
I have no idea where you live but at least here in Finland that's not even remotely true. I don't know literally anyone who doesn't have at least one handheld fire extinguisher at home and many people have multiple ones. Some, like my husband and I, also have fireproof covers we can throw on any burning stuff to put fires out.
As for companies? They'd get fined all the way to hell and back if they got caught without fire extinguishers.
What is the reason to have fire extinguisher in a house ?
Um, to put fires out?
EDIT: I have to comment on the fire-resistant furniture as well: I have never heard of anyone having such, but even if people did have fire-resistant furniture they'd still have
PLENTY OF OTHER FLAMMABLE STUFF LIKE CLOTHES, DECORATIVE ITEMS, PLASTICS OF ALL KINDS and so on. There's a ton of stuff people have all around their homes that burns easily and thus there's plenty of good reasons to have an extinguisher at hand!