Lonyo[/url]":3t4uwfsg]I need to carry my card around anyway.
I can use my card for payments either with chip and pin, magnetic strip or "contactless".
I don't need my phone to be able to make payments.
This is a US problem in search of a solution, the rest of the world won't give anywhere near as much of a crap.
(Because the US has refused to adopt more up to date credit/debit cards, not for any other reason).
http://www.bbc.co.uk/news/business-31164806
Transactions have more than tripled, from payments worth £653m in 2013, to £2.32bn last year.
Barclaycard said contactless cards had been most popular in London, where 30% of all transactions below £20 were contactless.
In Leeds, 27% of transactions were contactless, and in Cambridge the figure was 15%.
(£20 is the current transaction limit, to be increased to £30 shortly. Most people primarily use their cards at some restaurants, supermarkets/grocery stores, public transport systems etc)