Errant upper stage spoils Blue Origin’s success in reusing New Glenn booster

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Black_Mokona

Smack-Fu Master, in training
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The insurance policy cost was sunk money either way. You buy the policy regardless of successful or failure you don't get the money back. Nothing to suggest the policy won't simply pay in full. If it doesn't it was because AST cut costs by insuring for less than full value but that is rare for new sats & launchers.
Every time you make a mistake, the cost of your next insurance policy rises sharply.
 
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